PRIVACY POLICY
OF
ChristianCashAlliance.net,
and all related Websites.
Last updated
June 27, 2007.
BY VISITING THIS WEBSITE AND REQUESTING INFORMATION, PRODUCTS OR SERVICES THERON,
YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU
DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT PROVIDE ANY INFORMATION
OR USE ANY OF THE SERVICES OR PRODUCTS OFFERED OR PROVIDED ON ANY OF THE WEBSITES
REFERRED TO IN THIS PRIVACY POLICY.
THIS POLICY ONLY APPLIES TO THE FIRST PAGE OF THIS WEBSITE. UPON ENTERING THE REQUESTED
INFORMATION, OUR TECHNOLOGY WILL AUTOMATICALLY RE-DIRECT YOU TO ONE OF OUR BUSINESS
ASSOCIATES WEBSITES FOR COMPLETION AND IMMEDIATE ACTION ON YOUR REQUEST. ChristianCashAlliance.net
IS NOT RESPONSIBLE FOR THIS WEBSITE AND YOU SHOULD CAREFULLY REVIEW THE PRIVACY
POLICY ON THIS SITE BEFORE ENTERING ANY PERSONAL INFORMATION.
PLEASE NOTE: THIS PRIVACY POLICY CHANGES FROM TIME TO TIME AND CHANGES ARE EFFECTIVE
UPON POSTING. PLEASE CHECK BACK FREQUENTLY FOR UPDATES AS IT IS YOUR SOLE RESPONSIBILITY
TO BE AWARE OF CHANGES. WE DO NOT PROVIDE NOTICES OF CHANGES IN ANY MANNER OTHER
THAN BY POSTING THE CHANGES AT THIS WEB SITE.
This policy describes the information collection, use, and dissemination practices
of ChristianCashAlliance.net, (“ChristianCashAlliance.net”) and applies to ChristianCashAlliance.net’s
collection, use, storage and disclosure of information by ChristianCashAlliance.net
on its (a) websites, including all its divisions, subsidiaries and related companies
(collectively, the "Websites"), (b) on various Third Party websites, and (c) to
ChristianCashAlliance.net’s other information collection, including the purchase of
customer lists from Third Parties. ChristianCashAlliance.net is not responsible for
the information collection or privacy practices of Third Party websites or applications.
1. Collection of Information.
1.1 Survey Information. ChristianCashAlliance.net collects
information from individuals by various methods, including, but not limited to,
when an individual voluntarily completes a survey, order form, or a registration
page either online or offline, or by means of online or offline surveys, order forms,
or registration pages operated by Third Parties (collectively, a "Survey"). (As
used herein, "online" means using the Internet, including the Websites, and related
technologies, and "offline" means by methods other than online, including in person,
in the postal mail, using telephones and cell phones, and other similar means.)
In the Surveys, ChristianCashAlliance.net or a Third Party (a "Third Party") may ask
an individual to provide various information to ChristianCashAlliance.net, which may
include his or her name, email address, street address, zip code, telephone numbers
(including cell phone numbers and carriers), birth date, gender, salary range, education
and marital status, occupation, social security number, employment information,
personal and online interests, and such other information as may be requested from
time to time (together, "Survey Information"). ChristianCashAlliance.net may also collect
information concerning an individual from another source and uses that information
in combination with information provided from this web site. Completing the Surveys
is completely voluntary, and individuals are under no obligation to provide Survey
Information to ChristianCashAlliance.net or Third Party, but an individual may receive
incentives from ChristianCashAlliance.net or a Third Party in exchange for providing
Survey Information to ChristianCashAlliance.net.
1.2 Site Membership or Registration. To the extent
registration is required to receive email and possibly postal communications from
ChristianCashAlliance.net, this Privacy Policy also applies to consumers that have
agreed to receive e-mail marketing from ChristianCashAlliance.net, whether at our Website,
via email, on Third Party websites or otherwise.
We collect information in certain
portions of our Website, which may include your name, email address, street address,
zip code, telephone numbers (including cell phone numbers and carriers), birth date,
gender, salary range, education and marital status, occupation, social security
number, employment information, personal and online interests, and such other information
as may be requested from time to time or where guests provide content submissions
and suggestions or participate in interactive online activities (i.e., by way of
responding to questions and surveys, community listings, ratings, searches and comparison
searches, bidding, purchasing, chat, games, or bulletin boards, etc.). The personal
profile information you submit to ChristianCashAlliance.net remains your property,
but by submitting that information to ChristianCashAlliance.net, you grant ChristianCashAlliance.net,
the right to use that information for marketing purposes. ChristianCashAlliance.net,
may also use such information for content improvement and feedback purposes. We
may sell or lease the personal information that you supply to us and we may join
together with other businesses to bring retail opportunities to our members. These
businesses may include providers of direct marketing services and applications,
including lookup and reference, data enhancement, suppression and validation. In
addition, ChristianCashAlliance.net reserves the right to release current or past member
information in the event ChristianCashAlliance.net believes that the membership is
being or has been used in violation of its AUP the Rules or to commit unlawful acts,
if the information is subpoenaed, if ChristianCashAlliance.net is sold or acquired,
or when ChristianCashAlliance.net deems it necessary or appropriate. By agreeing to
these terms, you hereby consent to disclosure of any record or communication to
any Third Party when ChristianCashAlliance.net, in its sole discretion, determines
the disclosure to be appropriate.
"Subscription" occurs when an end-user registers for ChristianCashAlliance.net 's services,
either via registration at our website, via co-registration at a marketing partner's
website, or via a permission pass / opt-out / no-opt mailing ChristianCashAlliance.net
collects personally identifiable information about our subscribers, based on: information
gathered at the time of registration, subscriber interaction and response to subsequent
electronic mailings and website use, information provided by marketing partners,
and information appended from data aggregators. Information collected may include,
but is not necessarily limited to: name, email address, postal address, gender,
birth date, telephone number, activity, interests, user behavior and other demographic
information. This information enables us to better tailor our content to subscribers'
needs and to help our clients to promote and sell their products and services.
1.3 Other Information. ChristianCashAlliance.net may also
obtain your information from individuals when you provide it to another party and
ChristianCashAlliance.net enters into a business relationship with such third party
to purchases, licenses, or otherwise acquire the information. Such information may
include, but is not limited to, an individual's name, email address, street address,
zip code, telephone numbers (including cell phone numbers and carriers), birth date,
gender, salary range, education and marital status, occupation, industry of employment,
personal and online interests, and such other information as the individual may
have provided. When such business relationships occur, ChristianCashAlliance.net seeks
assurances from the other party that they have obtained your permission to transfer
the information to ChristianCashAlliance.net and provide offers to you.
1.4 Requests for Assistance or Service. Other occasions
when ChristianCashAlliance.net obtains information from individuals include (1) when
an individual is making a claim for a prize or seeking to redeem an incentive offered
by ChristianCashAlliance.net or by a Third Party, (2) when an individual requests assistance
through ChristianCashAlliance.net‘s customer service department, and (3) when an individual
voluntarily subscribes to a ChristianCashAlliance.net’s service or newsletter (together,
"Other Information").
1.5 Cookies, Web Beacons, and Other Info Collected Using Technology.
ChristianCashAlliance.net currently uses cookie and web beacon technology to associate
certain Internet-related information about an individual with information about
the individual in our database. Additionally, ChristianCashAlliance.net may use other
new and evolving sources of information in the future (together, "Technology Information").
(a) Cookies. A cookie is a small amount of data stored
on the hard drive of the individual's computer that allows ChristianCashAlliance.net
to identify the individual with his or her corresponding data that resides in ChristianCashAlliance.net’s
database. You may read more about cookies at http://cookiecentral.com. Individuals
who use the Websites need to accept cookies in order to use all of the features
and functionality of the Websites.
(b) Web Beacons. A web beacon is programming code that
can be used to display an image on a web page (by using an
<img src="x">
programming function -- see http://truste.org for more information), but can also
be used to transfer an individual's unique user identification (often in the form
of a cookie) to a database and associate the individual with previously acquired
information about an individual in a database. This allows ChristianCashAlliance.net
to track certain websites an individual visits online. Web beacons are used to determine
products or services an individual may be interested in, and to track online behavioral
habits for marketing purposes. For example, ChristianCashAlliance.net might place,
with the consent of a Third Party website, a web beacon on the Third Party's website
where cosmetics are sold. When Jane, an individual listed in ChristianCashAlliance.net‘s
database, visits the cosmetic website, ChristianCashAlliance.net receives notice by
means of the web beacon that Jane visited the cosmetics site, and ChristianCashAlliance.net
would then update Jane’s profile with the information that Jane is interested in
cosmetics. ChristianCashAlliance.net may thereafter present offers of cosmetic related
products and services to Jane. In addition to using web beacons on web pages, ChristianCashAlliance.net
also uses web beacons in email messages sent to individuals listed in ChristianCashAlliance.net’s
database.
(c) New Technology. The use of technology on the Internet,
including cookies and web beacons, is rapidly evolving, as is ChristianCashAlliance.net’s
use of new and evolving technology. As a result, ChristianCashAlliance.net strongly
encourages individuals to revisit this policy for any updates regarding its use
of technology.
(d) Usage Tracking and Log Files. ChristianCashAlliance.net
tracks information related to the electronic mailings and web pages viewed by users
and subscribers, as well as the hyperlinks clicked by subscribers, while viewing
our emails or visiting our websites. Log files are used to track and monitor subscriber
usage.
(e) Optional Registration. ChristianCashAlliance.net may
offer free voluntary registration to potential subscribers. During such registration,
the subscriber is required to supply an email address and other personal information.
This information is required if the subscriber wants to participate in ChristianCashAlliance.net
services.
(f) Feedback and Inquiries. You have the ability to
contact ChristianCashAlliance.net
to provide us with their feedback.
ChristianCashAlliance.net
uses this information to respond to you and analyze customer service issues.
(g) IP Address. We collect your IP (Internet Protocol)
address to help diagnose problems with our server, and to administer this Site.
An IP address is a number that is assigned to your computer when you use the Internet.
Your IP address is also used to help identify you during a particular session and
to gather broad demographic data.
(h) Clear GIFs. We use a common technology known as
a “Clear GIF” or “1-by-1 Pixel” on the Site and in e-mail communications with users.
A Clear GIF or “graphic interface format” is a small graphic (in fact, truly a 1x1
pixel) that we (or our partners) place on a page of the Site. We may also occasionally
place GIFs in e-mail messages that we send to users. GIFs, which do not contain
any PII, provide us with important information about how users use the Site and
respond to e-mail messages. With this information, we are better able to track the
performance of certain promotions and understand the effectiveness of particular
creative e-mail presentations. We may also allow our advertisers and promotional
partners the ability to use GIFs on the Site solely to track users who link from
their respective sites to this Site, but this ability to track such activity does
not allow these entities access to user PII.
1.6 Outside Information. ChristianCashAlliance.net may
receive information about individuals from Third Parties or from other sources of
information outside of ChristianCashAlliance.net including information located in public
databases ("Outside Information").
1.7 Individual Information. As used herein, Individual
Information means Survey Information, Third Party List Information, Other Information,
Technology Information, and Outside Information, and any other information ChristianCashAlliance.net
gathers or receives about individuals.
1.8 No Information Collected from Children. ChristianCashAlliance.net
will never knowingly collect any personal information about children under the age
of 13. If ChristianCashAlliance.net obtains actual knowledge that it has collected
personal information about a child under the age of 13, that information will be
immediately deleted from our database. Because it does not collect such information,
ChristianCashAlliance.net has no such information to use or to disclose to Third Parties.
ChristianCashAlliance.net is designed this policy in order to comply with the Children's
Online Privacy Protection Act ("COPPA").
1.9 Links to External Websites. ChristianCashAlliance.net’s
emails and websites contain links to external websites. You will be taken to external
websites if you click on these links. Your information may be passed from ChristianCashAlliance.net’s
database to the external website, and/or external database, for your convenience
(e.g. your information may be used to pre-fill a form at a destination website).
ChristianCashAlliance.net is not responsible for the privacy practices or content of
any external website owner. We encourage you to review the privacy policy of any
website they visit.
2. Use of Individual Information.
2.1 General Use. The following paragraphs in Section
2 describe how ChristianCashAlliance.net currently uses Individual Information, but
ChristianCashAlliance.net may change or broaden its use at any time. As noted below,
ChristianCashAlliance.net may update this policy from time to time. ChristianCashAlliance.net
may use Individual Information to provide promotional offers to individuals by means
of email advertising, telephone marketing, direct mail marketing, online banner
advertising, and package stuffers, among other possible uses.
2.2 Email and Unsubscribe Policy. ChristianCashAlliance.net
uses Individual Information to provide promotional offers by email to individuals.
ChristianCashAlliance.net may maintain separate email lists for different purposes.
If email recipients wish to end their email subscription from a particular list,
they need to follow the instructions at the end of each email message to unsubscribe
from the particular list. To unsubscribe from all ChristianCashAlliance.net’s email
lists, a person must send an email to
unsubscribe@ChristianCashAlliance.net.
ChristianCashAlliance.net unsubscribe process impacts only the future delivery of electronic
mailings disseminated by ChristianCashAlliance.net on its own behalf. You may still
receive electronic mailings sent on behalf of Third Parties and your personal information
may still be shared with Third Parties for use in offline marketing and data appends,
including email appends.
You should also note that unsubscribing from ChristianCashAlliance.net‘s electronic
mailings will not automatically unsubscribe the subscriber’s information from any
Third Party business associates and licensees of the data. Since Third Party associates
and licensee partners maintain separate databases from ChristianCashAlliance.net,
and you will need to unsubscribe from each source individually, if desired. This allows
you the freedom to pick and choose which subscriptions to maintain and which to
discontinue.
2.3 Content of Email Messages. In certain commercial
email messages sent by ChristianCashAlliance.net, an Advertiser's name will appear
in the "From:" line, by hitting the "Reply" button will cause a reply email to be
sent to ChristianCashAlliance.net. The "Subject:" line of ChristianCashAlliance.net email
messages will usually contain a line provided from the Advertiser to ChristianCashAlliance.net.
2.4 Solicited Email. ChristianCashAlliance.net only sends
email to individuals who have agreed on the Websites to receive email from ChristianCashAlliance.net
or to individuals who have agreed on a Third Party website to receive email from
Third Parties. As such, ChristianCashAlliance.net does not send unsolicited email messages.
As a result, statutes requiring certain formatting for unsolicited email are not
applicable to ChristianCashAlliance.net 's email messages.
2.5 Targeted Advertising. ChristianCashAlliance.net uses
Individual Information to target advertising to an individual. When an individual
is using the Internet, ChristianCashAlliance.net uses Technology Information to associate
an individual with that person's Individual Information, and ChristianCashAlliance.net
attempts to show advertising for products and services in which the person has expressed
an interest in the Surveys, indicated an interest by means of Technology Information,
and otherwise. ChristianCashAlliance.net may, at its discretion, target advertising
by using email, direct mail, telephones, cell phones, and other means of communication
to provide promotional offers.
2.6 Telemarketing. ChristianCashAlliance.net uses Individual
Information to advertise, directly or indirectly, to individuals using direct mail
marketing or telemarketing using telephones and cell phones. By registering and
using this Site, You acknowledge that the processing of your individual information
may involve the transfer of such PII from within the European Economic Area (“EEA”)
to countries outside the EEA whose data protection regulation may not be as stringent
as that within the European Union. We may use individual information to provide
the services you've requested, including services that display customized content
and advertising.
2.7 Wireless Addresses. If the e-mail address you provide
to ChristianCashAlliance.net is a wireless e-mail address, you agree to receive messages
at such address from ChristianCashAlliance.net or its business associates (unless and
until you have elected not to receive such messages by following the instructions
in the unsubscribe portion of this policy). You understand that your wireless carrier's
standard rates apply to these messages.
2.8 Short Message Service. ChristianCashAlliance.net may
make available a service through which you can receive messages on your wireless
device via short message service (“SMS Service”). Data obtained from you in connection
with this SMS service may include your name, address, cell phone number, your provider's
name, and the date, time, and content of your messages. You represent that you are
18 years of age and the owner or authorized user of the wireless device on which
messages will be received, and that you are authorized to approve the applicable
charges. In addition to any fee of which you are notified, your provider's standard
messaging rates apply to our confirmation and all subsequent SMS correspondence.
All charges are billed by and payable to your mobile service provider. ChristianCashAlliance.net
will not be liable for any delays in the receipt of any SMS messages, as delivery
is subject to effective transmission from your network operator. SMS message services
are provided on an AS IS basis. ChristianCashAlliance.net may also obtain the date,
time and content of your messages in the course of your use of the SMS Service.
We will use the information we obtain in connection with our SMS Service in accordance
with this Privacy Policy. If fees are charged to your wireless account invoice,
we may provide your carrier with your applicable information in connection therewith.
Your wireless carrier and other service providers may also collect data about your
wireless device usage, and their practices are governed by their own policies.
You acknowledge and agree that the SMS Service is provided via wireless systems
which use radios (and other means) to transmit communications over complex networks.
We do not guarantee that your use of the SMS Service will be private or secure,
and we are not liable to you for any lack of privacy or security you may experience.
You are fully responsible for taking precautions and providing security measures
best suited for your situation and intended use of the SMS Service. We may also
access the content of your account and wireless account with your carrier for the
purpose of identifying and resolving technical problems and service-related complaints.
ChristianCashAlliance.net may use personal information to provide the services you've
requested, including services that display customized content and advertising. ChristianCashAlliance.net
may also use personal information for auditing, research and analysis to operate
and improve our technologies and services. ChristianCashAlliance.net may share aggregated
and non personal information with third parties business associates. When ChristianCashAlliance.net
uses business associates to assist ChristianCashAlliance.net in processing your personal
information, ChristianCashAlliance.net requires that they comply with our Privacy Policy
and any other appropriate confidentiality and security measures. ChristianCashAlliance.net
may also share information with third parties, including but not limited to, when
complying with legal process, preventing fraud or imminent harm, and ensuring the
security of our network and services.
You may remove your information from ChristianCashAlliance.net’s database. If you remove
your information from ChristianCashAlliance.net’s database it will no longer be used
by ChristianCashAlliance.net for secondary purposes, disclosed to third parties, or
used by ChristianCashAlliance.net or third parties to send promotional correspondence
to you. You may remove your information by sending your request in writing via email
to
cs@ChristianCashAlliance.net
or by sending "STOP", "END", "QUIT" to the SMS text
message you have received.
2.9 Use of Technology Information. ChristianCashAlliance.net
uses Technology Information (1) to match a person's Survey Information and Third
Party List Information to other categories of Individual Information to make and
improve profiles of individuals, (2) to track a person's online browsing habits
on the Internet, (3) to determine which areas of ChristianCashAlliance.net’s websites
are most frequently visited. This information helps ChristianCashAlliance.net to better
understand the online habits of individuals so that ChristianCashAlliance.net can target
advertising and promotions to them.
2.10 Profiles of Individuals. ChristianCashAlliance.net
uses Individual Information to make a profile of an individual. A profile can be
created by combining Survey Information and Third Party List Information with other
sources of Individual Information such as information obtained from public databases.
2.11 Storage of Individual Information. ChristianCashAlliance.net
stores the Individual Information in a database on its’ computers. Our computers
have security measures (such as a firewall) in place to protect against the loss,
misuse, and alteration of the information under ChristianCashAlliance.net’s control.
Not withstanding such measures, ChristianCashAlliance.net cannot guarantee that its
security measures will prevent its computers from being illegally accessed, and
the Individual Information on them stolen or altered.
3. Dissemination of Individual Information.
3.1 Business Associates. ChristianCashAlliance.net may
enter into agreements with various business associates to provide and/or host online
services and additional offers to you and as such may license your personal information
to such business associates. These third parties will be contractually bound to
treat your information in accordance with the applicable ChristianCashAlliance.net
privacy policies.
3.2 Marketing and Order Fulfillment. ChristianCashAlliance.net
will transfer Individual Information to Third Parties when necessary to provide
a product or service that a person orders from such Third Party while using ChristianCashAlliance.net’s
websites or when responding to offers provided by ChristianCashAlliance.net. ChristianCashAlliance.net
may also use a Third Party to provide you with information regarding ChristianCashAlliance.net,
its services and products or to provide you with Third party services and information
which you have requested.
3.3 Legal Process. ChristianCashAlliance.net may disclose
Individual Information to respond to subpoenas, court orders, and other legal processes.
3.4 Summary Data. ChristianCashAlliance.net may sell or
transfer non-individualized information, such as summary or aggregated anonymous
information about all persons or sub-groups of persons.
3.5 Access. Individuals have access to their Individual
Information collected to provide an opportunity for an individual to correct, amend,
or delete such information. Access can be obtained by contacting
info@ChristianCashAlliance.net.
ChristianCashAlliance.net may also grant advertising clients and email services providers’
access to an individual's email address to verify the origin of the Individual Information
collected.
4. Privacy Practices of Third Parties.
4.1 Advertiser cookies and web beacons. Advertising
agencies, advertising networks, and other companies (together, "Advertisers") who
place advertisements on the Websites and on the Internet generally may use their
own cookies, web beacons, and other technology to collect information about individuals.
ChristianCashAlliance.net does not control Advertisers' use of such technology and
ChristianCashAlliance.net has no responsibility for the use of such technology to gather
information about individuals.
4.2 Links. The Websites and email messages sometimes
contain hypertext links to the websites of Third Parties. ChristianCashAlliance.net
is not responsible for the privacy practices or the content of such other websites.
Linked websites may contain links to websites maintained by Third Parties. Such
links are provided for your convenience and reference only. ChristianCashAlliance.net
does not operate or control in any respect any information, software, products or
services available on such Third Party websites. The inclusion of a link to a web
site does not imply any endorsement of the services or the site, its contents, or
its sponsoring organization.
4.3 Affiliated Companies. ChristianCashAlliance.net may
disclose, transfer, and sell Individual Information to entities affiliated with
ChristianCashAlliance.net in ChristianCashAlliance.net’s discretion.
5. Unsubscribe Procedures. If you wish to discontinue
receiving email messages from ChristianCashAlliance.net, you have several options:
(a) Unsubscribe from one email list. To unsubscribe
from a particular list, either (1) send an email to
unsubscribe@ChristianCashAlliance.net
or (2) follow the instructions in each promotional email message sent.
(b) Unsubscribe from all of ChristianCashAlliance.net’s email lists.
We reserve the right to add Individual Information to multiple lists maintained
by ChristianCashAlliance.net. To globally unsubscribe from all of ChristianCashAlliance.net‘s
lists, send an email to
unsubscribe@ChristianCashAlliance.net.
6. CALIFORNIA RESIDENTS PRIVACY RIGHTS Companies that
collect personally identifiable information ("PII") from California residents and
disclose such information to Third Parties (including affiliated entities) for marketing
purposes must, in response to a request by a consumer, either (1) provide a list
detailing the categories of information shared and the entities to which such information
was provided, or (2) provide a mechanism by which a consumer may opt-out of having
their information shared with Third Parties. We have elected the second option and
you may request that your PII not be shared with Third Parties by sending your request,
including your full name, email address and postal address to: privacy@ChristianCashAlliance.net,
or by mail to California Privacy Information c/o
Christian Cash Alliance,
1344 Disc Drive, #193, Sparks, NV, 89436. In accordance with California Civil Code
Sec. 1789.3, California resident users are entitled to know that they may file grievances
and complaints with California Department of Consumer Affairs, 400 R Street, Suite
1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email
to
dca@dca.ca.gov.
For more information about protecting your privacy, you may wish to visit: www.ftc.gov.
If you have questions about this policy, please contact us at
cs@ChristianCashAlliance.net.